Credit Panel

Your credit scenario is unique and the finance products that you may need will vary. Our panel of over 40 lenders and service providers will provide you with a range of competitive options. It includes all the major lenders, second and third tier lenders, credit unions and mutual banks. We are accredited and trained to work with each one of them on the list below:

“Subject to lenders terms and conditions, fees and charges and eligibility criteria apply

• Commonwealth Bank of Australia

• National Australia Bank (NAB)

• Westpac

• ANZ

• Adelaide Bank

• Auswide Bank

• AFM

• AFS (Automotive Financial Services)

• ALI

• AMP

• Bankwest

• Bank of Melbourne

• Bank of Queensland

• Bank SA

• Blue Bay Home Loans

• Better Choice

• Bluestone Mortgages

• Better Mortgage Management

• Connective Home Loans (funders: Adelaide Bank | NAB)

• Citibank

• Collins Home Loans

• Deposit Power

• First Mac

• Gateway Credit Union

• Heritage Bank

• Homeloans Limited

• Home Start Finance

• ING

• IMB

• Latitude Financial Services

• La Trobe Financial

• Lifebroker

• Loan Ave

• Macquarie Bank

• ME Bank

• MKM Capital

• My State

• Newcastle Permanent

• P & N Bank

• Paramount

• Pepper Money

• Prospa

• Resimac

• Spotcap

• St. George

• Suncorp

• Teachers Mutual Bank

• UniBank

• UBank

• RedZed Lending Solutions

General Advice Disclaimer

The advice provided on this website is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. If any products are detailed on this website, you should obtain a Product Disclosure Statement relating to the products and consider its contents before making any decisions. 

The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied. The information on this website is no substitute for financial advice.
Authorized Credit Representative of ASIC (Credit Representative number: 435124), of Connective Credit Services Pty Ltd. 
Australian Credit License number: 389328

Privacy Statement

We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

What information do we collect and how do we use it?
We will ask you for personal information when we assist you with your finance. Personal information may include any sensitive information (including health information) and may include any information you tell us about any vulnerability you may have. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).

We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc.  We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us. 
We may also use your information internally to help us improve our services and help resolve any problems.

What if you don’t provide some information to us?
If you don’t provide us with full information, we cannot properly advise or assist you with your credit needs.

How do we hold and protect your information?
We strive to maintain the reliability, accuracy, completeness, and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements
We hold the information we collect from you on a secured and password encrypted hard drive and cloud based server which is protected by 2 step authentication which can only be accessed by myself. We ensure that your information is safe by keeping our computers password locked when not in use, back up of files to secure based cloud server that is protected by a 2 step authentication process where passwords are regularly changed to minimise risk.

Will we disclose the information we collect to anyone?
We do not sell, trade, or rent your personal information to others.

We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, re-organisation, dissolution or similar event.  However, we will do our best to ensure that they protect your information in the same way that we do. We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

How can you check, update or change the information we are holding?
Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.
If you wish to access or correct your personal information please write to Ian Macdonald, Privacy Officer, at hello@savewithian.com.au
We do not charge for receiving a request for access to personal information or for complying with a correction request. We do not charge for providing access to personal information.
 
Your consent
By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

Tell us what you think
We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact Ian Macdonald, 0424 560 826, hello@savewithian.com.au

Complaints & Internal Dispute Resolution
If you do have a complaint, please let us know by email, because if we don’t know about it we can’t fix it. You may also contact us by email addressed to; The Complaints Officer at Ian Macdonald, phone: 0424 560 826, Principal, hello@savewithian.com.au, please make sure you include as much information as you can.
You should explain the details of your complaint as clearly as you can. You must do this in writing. When we receive a complaint, we will attempt to resolve it promptly.

Compliments and concerns

We always work hard to build strong and lasting relationships with our valued customers. By listening to your feedback, not only can we address any immediate concerns you may have, we will also continually improve our products and services.

We know there are times when you may wish to compliment us on something we have done well and other times when you may wish to tell us we have not met your expectations.

Compliments

Our representatives are always delighted to know that they have succeeded in making your experience a pleasant and successful one.

If one of our representatives has provided you with exceptional service in any way, please let us know using the details below, so that we can further encourage them via this feedback process.

Concerns

If for any reason, you do not feel that you have received the highest standard of care from us, we encourage you to share this with us. We have developed a process that makes it easy for you to tell us of your concerns and for them to be addressed quickly and fairly.

If you choose to contact us by mail or email, please make sure you provide as much detail as possible about your complaint.

Need an Update on your complaint

If you have lodged a complaint with us, you can contact us at any time to ask for an update on its status. Contact us through any of the methods listed above and please be sure to refer to your earlier communication so that we can respond effectively.

Resolution

We will try to deal with your complaint on the spot. However, if this is not possible, we will write to you to acknowledge your complaint within 5 days. We will ensure we treat you fairly and will work to resolve your complaint as soon as possible. In the rare event, we are still investigating your complaint after 45 days, we will write to you to explain why and to let you know when we expect to have completed our investigation.

When we have completed our investigation we will write to let you know the outcome and the reasons for our decision.

Taking it further

We hope that you will be satisfied with how we deal with your complaint. However, if your concerns remain unresolved, or you have not heard from us within 45 days, then you can have your complaint heard by an independent party. 

You can lodge your complaint with the Australian Financial Complaints Authority (AFCA). 

Online:    www.afca.org.au
Email:     info@afca.org.au
Phone:    1800 931 678 (free call)
Mail:        Australian Financial Complaints Authority
               GPO Box 3, Melbourne VIC 3001