Pay off your home loan quicker

1) Knock back the interest as much as you can afford. Any extra repayments that you can put in above the required monthly amount will save you in interest and will add up to a lot of time saved (years) in paying off the loan.

For example: 

A $300,000, 30-year loan at say 5 per cent, will have minimum monthly repayments of approximately $1610 a month. By paying an extra $100 a month, you will save three years and 8 months off your loan. If you pay $200 extra a month you'll save six years and 5 months.

2) Having money boxes in the car and in the home for loose gold and silver coin change - this can add up quickly and then once a year trip to the bank - you could have $3k-$4k accumulated which can be deposited directly in to the home loan account!

3) Changing your payments to fortnightly or weekly intervals is the equivalent of making 13 monthly repayments a year, and this approach on its own can make a significant difference.
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An Example below where the loan is variable :

Make fortnightly or weekly repayments instead of monthly - check.
Make lump sum repayments when you can - check
Align your loan repayments with your salary cycle - check
Use an offset account - check
Pay your salary or other income directly into your loan account - check.

Here's to a quicker "Goodbye home loan!"