First smart home loan bank

04.03.2021

We're accredited with Australia's first smart home loan bank - 86 400 (brand name represents seconds in a day).

100% digital experience

Minimal footprint

Thoughts:

Super fast assessments we've noticed - around 24-48 hours.

$2k limited time cashback for refinances and purchases

Their criteria is:

80% lending / 20% deposit or equity held

PAYG only - they aren't assisting self employed currently

They use a ‘smart statement retrieval’ process to check living expenses over 12 months